Your Essential Blood Test Checklist for Preventive Health

A practical blood test checklist for Indians to detect insulin resistance, nutrient gaps, and inflammation before symptoms even begin.

Credit for the list of blood tests: Mind Muscle Pro

In India, most people only get blood tests when they’re already experiencing symptoms—fatigue, weight gain, irregular periods, hair loss, or worse, when the doctor suspects a disease. But here's the truth! By the time symptoms show up, damage has often already begun.

Whether it’s diabetes, thyroid dysfunction, fatty liver, PCOS, or simply nutrient deficiencies, these conditions don’t appear overnight. They build up silently, under the radar, for years.

That’s where preventive blood work comes in. It’s not just about detecting diseases early. It’s about spotting trends, optimising health, and personalising your nutrition before your body breaks down.

This guide offers a detailed, clinically grounded blood test checklist suited for Indian adults, especially if you're vegetarian, over 30, have a sedentary lifestyle, or have a family history of lifestyle disorders.

blood tests, vials

Why Blood Tests Are Crucial, Even If You “Feel Fine”

Your energy might be okay, and your weight might be stable, but you could still be metabolically unhealthy.

Research shows that over 50% of Indians with a normal BMI are metabolically unwell, meaning they may have high insulin levels, low-grade inflammation, or early hormonal imbalances without knowing it. This phenomenon is called TOFI (Thin Outside Fat Inside).

Common silent problems we pick up through routine labs:

  • B12 or Vitamin D deficiency, especially in vegetarians

  • Iron deficiency, even when haemoglobin is “normal”

  • Insulin resistance, even if your fasting sugar is fine

  • Subclinical hypothyroidism, especially in women

  • Early fatty liver, even if you don’t drink alcohol

Preventive blood work gives you visibility. It’s like checking your engine before your car breaks down on the highway.

How to Use This Guide

This checklist isn’t about over-testing or fear. It’s about understanding:

  • What to test

  • Why it matters

  • How often to repeat it, depending on your health profile

You don’t need to test everything all the time. But you should test the right things at the right time.

1. Glucose & Insulin Function Panel

Why it matters: India has one of the highest rates of type 2 diabetes globally. But before sugar goes up, insulin resistance often begins silently for years.

Blood glucose and insulin

Tests to include:

  • HbA1c – 3-month average of blood glucose

  • Fasting Blood Glucose – snapshot of morning sugar levels

  • Fasting Insulin – the earliest marker of insulin resistance

  • Postprandial Glucose – 2 hours after a real meal

  • Postprandial Insulin – shows how much insulin the body releases after food

  • HOMA-IR – calculated index to assess insulin resistance

When to test:

  • Every 6 months, if overweight, PCOS, or a family history of diabetes

  • Annually for healthy individuals with no risk factors

Note: PP glucose after a standard meal is more relevant than using glucose load in real-world scenarios.

2. Complete Blood Count (CBC)

Why it matters: The CBC is basic, but crucial. It can detect hidden infections, anaemia, nutrient-related changes in red cells, or immune system stress.

CBC test and a test tube

What it includes:

  • Haemoglobin, Hematocrit

  • RBC, WBC, Platelet count

  • MCV, MCH, MCHC – tells us about iron, B12 or folate deficiencies

  • RDW – red cell size variation, often abnormal in early deficiencies

When to test:

  • Every 12 months for most

  • Every 6 months, if fatigued, pale, or menstruating heavily

Tip: In Indian women, a “normal” haemoglobin of 12.1 might still be too low functionally. Ferritin and RDW provide better context.

3. Lipid Profile & Heart Disease Risk

Why it matters: Indians are genetically predisposed to high triglycerides and low HDL, making us more vulnerable to early heart disease.

Lipid Profile & Heart Disease Risk

Standard tests:

  • Total Cholesterol

  • LDL (bad cholesterol)

  • HDL (good cholesterol)

  • Triglycerides

Advanced markers:

  • ApoB – measures the number of cholesterol particles (more predictive than LDL)

  • Lipoprotein(a) – genetic marker for inherited heart disease risk

  • hs-CRP – an inflammation marker that predicts vascular damage

  • Homocysteine – vascular and neurological risk marker, linked to B-vitamin status

When to test:

  • Lipid profile: Once a year

  • ApoB: Once every 2–3 years

  • Lipoprotein(a): Once in a lifetime

  • hs-CRP and Homocysteine: Yearly, especially with a family history of CVD

Important: Even if LDL is low, a high ApoB can indicate risk. And Lp(a) is not affected by diet—knowing it early can save lives.

4. Iron Studies

Why it matters: Haemoglobin alone doesn’t reflect your iron status. You can have “normal” Hb and still be functionally iron deficient—common in vegetarians and menstruating women.

Iron Studies

Panel to include:

  • Serum Iron

  • Total Iron Binding Capacity (TIBC)

  • Transferrin Saturation (TSAT)

  • Ferritin (best marker for storage)

  • Optional: Serum transferrin

When to test:

  • Women: Every 6–12 months

  • Men: Every 1–2 years or if fatigue, poor sleep, or restless legs

Functional range: Ferritin should ideally be >40 ng/mL for good energy and hair health, even though labs may mark >12 as normal.

5. Thyroid Function Panel

Why it matters: Thyroid disorders are rising rapidly in Indian women. Often missed due to vague symptoms like fatigue, constipation, hair loss, or mood swings.

Thyroid Function Panel

Panel to include:

  • TSH

  • Free T3 and Free T4 (not just total)

  • Optional: Anti-TPO (if autoimmune thyroiditis is suspected)

When to test:

  • Annually, for most adults

  • Every 6 months, if symptoms or family history are present

Tip: TSH alone is not enough. Many with “normal” TSH have low free T3 and symptoms of hypothyroidism.

6. Inflammation & Vascular Damage

Why it matters: Low-grade inflammation silently damages blood vessels, insulin signalling, and brain tissue, even without infection or pain.

Inflammation & Vascular Damage

Key markers:

  • hs-CRP – C-reactive protein, a sensitive measure of chronic inflammation

  • Homocysteine – when elevated, linked to blood clots, stroke risk, and infertility

When to test:

  • Once a year

  • Every 6 months, if overweight, diabetic, or with fatigue, joint pain, or poor recovery

Elevated hs-CRP without infection is a red flag—consider gut health, obesity, and chronic stress as drivers.

7. Vitamins and Micronutrient Panel

Why it matters: Most Indian diets, especially vegetarian ones, are low in key nutrients, often undiagnosed for years.

Vitamins and Micronutrient Panel

Core tests:

  • Vitamin B12

  • Folate (Vitamin B9)

  • Vitamin D3 (25-OH D)

Optional additions:

  • RBC Magnesium – fatigue, cramps, blood sugar stability

  • Zinc & Copper – immunity, skin, hormonal balance

  • Omega-3 Index – if non-vegetarian or taking supplements

When to test:

  • B12, Folate, D3: Every 6–12 months

  • Others: Yearly or based on symptoms

Note: Serum B12 may appear normal even when tissue levels are low. Combine with homocysteine or MMA for better accuracy if needed.

8. Liver Function Tests (LFTs)

Why it matters: Fatty liver is now common even among non-drinkers. Early detection is crucial, especially with central obesity and high-carb diets.

Liver Function Tests

Tests:

  • SGOT (AST)

  • SGPT (ALT)

  • GGT (fatty liver, alcohol damage)

  • Bilirubin

  • ALP

  • Albumin, Total Protein

When to test:

  • Once a year

  • Every 6 months, if elevated BMI, PCOS, insulin resistance, or on medications

GGT is often missed in basic panels, but it is the earliest marker of liver overload.

9. Kidney Function & Electrolytes

Why it matters: Early kidney dysfunction has no symptoms. Blood pressure, sodium balance, and fatigue can all be affected.

Kidney Function & Electrolytes

Tests:

  • Creatinine

  • BUN (Blood Urea Nitrogen)

  • Uric Acid

  • Sodium, Potassium, Chloride

  • Calcium, Phosphorus

When to test:

  • Annually for the general population

  • Every 6 months, if hypertensive, diabetic, or on medication

Don’t ignore uric acid—it’s not just for gout. High levels are associated with metabolic dysfunction.

Testing Frequency Guide (Summary)

Frequency

Recommended Tests

Every 6–12 months

HbA1c, Fasting Glucose & Insulin, PP Glucose, Lipid Profile, B12, D3, Folate, Iron (Women), hs-CRP

Once a year

CBC, LFT, KFT, Thyroid Panel, Homocysteine, Iron (Men)

Every 2–3 years

ApoB

Once in a lifetime

Lipoprotein(a)

Final Word

  • This checklist is a preventive tool, not a diagnostic protocol.

  • A qualified practitioner should always interpret test results in the context of your symptoms, lifestyle, and medical history, not just by reference to ranges.

  • Testing too often without a clinical indication may lead to overtreatment or anxiety. Testing too late may mean missed intervention opportunities.

Need help interpreting your labs or planning your next move?

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